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Businesses sometimes face temporary cash flow gaps even when their operations and financial performance are strong. Delayed receivables, urgent supplier payments, inventory requirements, expansion opportunities and other short term obligations can create an immediate need for additional working capital.
For established businesses in Delhi NCR, short term business funding of up to ₹5 Crore only available for eligible companies that meet the required financial criteria.
This funding facility is intended for running and operational businesses that have an established financial track record.
A key eligibility requirement is a minimum annual turnover of ₹200 Crore or more as reflected in financial records. Businesses with strong financials and satisfactory banking and repayment profiles may be considered for short term funding.
The objective is to provide businesses with access to liquidity when funds are required urgently for legitimate business purposes.
Businesses seeking this type of short term funding should generally meet the following criteria:
Business must be running and operational
Minimum annual turnover of ₹200 Crore or more on paper
Strong and verifiable financial records
Established business operations and banking history
Genuine short term funding requirement
Adequate repayment capacity
Availability of required financial and business documentation
Final approval and funding amount depend on the assessment of the business profile, financials, banking transactions, documentation and applicable terms.
Short term business funding can help companies manage temporary liquidity requirements, including:
Working capital requirements
Urgent vendor and supplier payments
Inventory purchases
Business operating expenses
Delayed customer receivables
Purchase order requirements
Short term cash flow mismatches
Other legitimate urgent business requirements
The purpose is to help an otherwise healthy running business manage a temporary funding gap without disrupting day to day operations.
For eligible applicants, the process can be designed for fast turnaround, with funding targeted within 48 hours or earlier after approval, subject to successful verification, documentation and completion of all required formalities.
Businesses looking for urgent funding should keep their financial statements, bank statements, GST records and other relevant documents ready to help speed up the assessment process.
A temporary cash-flow shortage does not necessarily mean that a business is financially weak. Even established companies can experience a timing difference between money going out and money coming in.
For example, a company may need to make an immediate supplier payment while its customer receivables are expected several weeks later. Short term funding can potentially bridge this timing gap and allow the business to continue its normal operations.
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Fast • Confidential • Short-Term Business Funding
Funding is subject to eligibility, financial assessment, approval, documentation and applicable terms.